Submit a paperless 100% online application – this should take about 8 minutes.
How it works
100% paperless
Smart technology
Using our smart tech, we’ll let you know on the spot if we think we can help.
Quick outcomes
Most applicants have an outcome and funds on the same day.
Instant funds
Once your contract is signed, the funds will be in your bank in 60 seconds.
What we look for in applications:
Must be an Australian business
Monthly turnover of at least $10k
Trading for at least 6 months
Loan criteria:
Be over 18 years of age
Have a direct Australian contact number & email
Be an Australian or Permanent Resident
Be receiving a regular income (for at least 90 days)
Top questions:
We’ve made applying for a loan as simple as we can by using smart technology. There are two things you’ll need to complete an application:
- We need to identify the person submitting the application. We do this automatically online. All the applicant will need is their ID numbers.
- We need at least 90 days of business bank statements. You must have internet banking for your business bank account as these are submitted to us digitally within the application.
Once you’ve been approved and signed your contract, we release your funds. Most bank accounts are NPP enabled, which means you’ll have your funds in 60 seconds. For non NPP enabled banks, you’ll have your funds overnight.
It is free to submit an application to Sixpence. We treat every application on it’s merits as we understand that every business is different and the same loan or rate will not suit every business. We have a risk based approach to our loan rates. Once we have assessed your application, we will provide a full breakdown of all fees and charges related to what loan we can offer you.
Our 100% online application takes about 8mins to complete. We’ll let you know at the end of the application if we think we can help you or not. If we think we can help you, we’ll generally get back to you the same day you have applied with an approval offer.
To qualify for a business loan with Sixpence, you will need to meet the following:
- You must be an Australian business
- Your annual turnover must be at least $120k
- You must have been trading for at least 6 months
Why Sixpence?
We're really fast
We use smart technology to not waste anyone’s time. We save you time and energy. Apply in 8 minutes. Once you sign your contract, the funds become available in your bank in 60 seconds.
We're not a bank
Banks take too long. They make it too hard. If you’re not wanting to borrow $2m+, they are not interested in helping you.
We are the lender
You’re dealing with the team that lends the money. We’re not a broker. We’re not a lead generator. We’re the real deal.
Start Borrowing Today
The faster and easier way to fund your business
